Value Options
433 River St # 200
Troy, NY 12180-2258
Phone: (518) 270-1806 | Fax: (518) 271-2804
Troy residents can count on Value Options to give a helping hand when purchasing insurance. Call (518) 270-1806 to talk to an agent or stop by at 433 River St # 200. Serving the greater Troy area and beyond. Visit the Value Options website for additional information.
If you're trying to find insurance agents in Troy, NY or just looking to lower your rates we can help. These tips may help.
- Value Options is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Troy auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Troy home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in New York should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.