Vern Harding Insurance
2040 W 21st St N
Wichita, KS 67203-2107
Phone: (316) 831-9632 | Fax: (316) 831-9634
Vern Harding Insurance provides residents of Wichita with advice and guidance when making important insurance decisions. Their office is located at 2040 W 21st St N or call (316) 831-9632 to speak with an agent. Serving Wichita and the greater Sedgwick county area.
Looking for insurance agents in Wichita, KS or just trying to lower your premiums? Here are some insurance buying best practices.
- Vern Harding Insurance may be able to help you find the best insurance rates in Kansas. By using a local Wichita insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Wichita, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Wichita. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kansas insurance company, then you will be rewarded with lower rates.