Victor F Devitto Insurance
1 Niver St
Cohoes, NY 12047-4711
Phone: (518) 235-0220
Victor F Devitto Insurance provides residents of Cohoes with advice and guidance when making important insurance decisions. Their office is located at 1 Niver St or call (518) 235-0220 to speak with an agent. Serving Cohoes and the greater Albany county area.
Looking for insurance agents in Cohoes, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Victor F Devitto Insurance may be able to help you find the best insurance rates in New York. By using a local Cohoes insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Cohoes auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Cohoes home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Cohoes agent to find out if that discount exists with your current company.