W A Watson & Sons Insurance
106 N Main St
Farmville, VA 23901-1306
Phone: (434) 392-4177 | Fax: (434) 392-4411
W A Watson & Sons Insurance provides residents of Farmville with advice and guidance to help them meet their insurance needs. Call (434) 392-4177 for a no obligation quote or stop by at 106 N Main St. Servicing Farmville and the entire Prince Edward county region.
Looking for insurance agents in Farmville, VA or just trying to lower your premiums? These tips may help.
- W A Watson & Sons Insurance may be able to help you find the best insurance rates in Virginia. By using a local Farmville insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Farmville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Farmville property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Virginia. Check with your Farmville agent to find out if that discount exists with your current company.