Wallace Smith Insurance
927 NC 18 Us 64
Morganton, NC 28655-9327
Phone: (828) 437-7350 | Fax: (828) 437-2444
Wallace Smith Insurance is dedicated to protecting Morganton residents with at a price you can afford with professional service. Call (828) 437-7350 for risk-free insurance quotes or stop by at 927 NC 18 Us 64. Servicing Morganton and the entire Burke county region.
Searching for insurance agents in Morganton, North Carolina or just trying to save money on insurance? These tips may help.
- Wallace Smith Insurance may be able to help you find the best insurance rates in North Carolina. By using a local Morganton insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Morganton auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Morganton. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some North Carolina insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Morganton and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.