Watkins Insurance Group
3834 Spicewood Springs # 100
Austin, TX 78759-8977
Phone: (512) 452-8877 | Fax: (512) 452-0999
Watkins Insurance Group provides residents of Austin with advice and guidance when making important insurance decisions. Their office is located at 3834 Spicewood Springs # 100 or call (512) 452-8877 to speak with an agent. Serving Austin and the greater Travis county area. Visit our website anytime for more information.
Looking for insurance agents in Austin, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Watkins Insurance Group may be able to help you find the best insurance rates in Texas. By using a local Austin insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Austin auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Austin home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Texas. Check with your Austin agent to find out if that discount exists with your current company.