William B Bates & Assoc
155 Erie Blvd
Schenectady, NY 12305-2235
Phone: (518) 381-1124
William B Bates & Assoc is dedicated to protecting Schenectady families with at a price you can afford with professional service. Visit their office at 155 Erie Blvd or call (518) 381-1124 for risk-free insurance quotes. Servicing Schenectady and the entire Schenectady county region.
Searching for insurance agents in Schenectady, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like William B Bates & Assoc can make it easier to determine the correct insurance coverages for your financial situation. Licensed New York insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Schenectady auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Schenectady insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Schenectady home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.