William E Spain & Assoc
13819 Fairwood Rd
Petersburg, VA 23805-7824
Phone: (804) 861-1848
William E Spain & Assoc is dedicated to protecting Petersburg families with at a price you can afford with professional service. Visit their office at 13819 Fairwood Rd or call (804) 861-1848 for risk-free insurance quotes. Serving Petersburg and the greater Petersburg county area.
Searching for insurance agents in Petersburg, Virginia or just trying to save money on insurance? Here are some tips to keep in mind.
- William E Spain & Assoc may be able help you with your insurance needs in Petersburg. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Petersburg auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Petersburg. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Virginia insurance company, then you will be rewarded with lower rates.